n NZ, we are fortunate to have the Accident Compensation Commission (ACC) that provides an income benefit.
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There is no guarantee you can get insurance if you have taken drugs, especially if you’ve been addicted.
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If you’re young, single, and think you don’t need insurance, you may want to reconsider, especially if you’re working and paying off student debt.
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Smoking any kind of tobacco products will mean you'll possibly pay twice as much for your policy than someone who doesn't.
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When you’re in your twenties, you’re invincible. Or, at least, you think you are because you spent two months in Thailand soul searching and you had some dodgy street food and you were perfectly fine.
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Heavy alcohol use impacts your life expectancy, so insurers want to distinguish between the person who has an occasional glass of wine and someone who has a drinking problem.
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The short answer is yes. Marijuana users can get insurance but there are additional things to consider when compared to others who are not.
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We don't yet have the perfect medical insurance product.
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No need for insurance? There are plenty of reasons you still need coverage.
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Life insurance is not a simple purchase but there are many options which claim to make it easy and stress free. However, are they the best options and are consumers making the right choices?
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