Are you too young to get insurance?
It’s a question that insurance advisers hear often, and the answer is always the same: there’s no ‘right age’ to get personal insurance. Whether you need insurance or not depends on your needs today, and your goals for the future.
Before you put insurance in the ‘do later’ basket, now can be a good time to step back and look at the bigger picture. So, here are some good reasons to consider getting cover when you’re young.
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First-home buyer? Why personal insurance is a good idea
Ready to start your home ownership journey? Congratulations – you’ve worked hard to get on the property ladder, and now you can finally start creating memories in your new home.
But as you know, buying property is also a long-term financial commitment, one that’s worth protecting from as many angles as possible. So here are some key things to think about.
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What insurance may you need?
Thinking about protecting your financial future, but don’t know where to start?
With so many providers and solutions available, choosing the right insurance and the right amount for your needs can seem like a daunting task. So, here are some pointers to get you started on the right foot.
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Product Commission – Is it Justified?
Should you be concerned about commission when arranging your insurance?
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Am I getting the best value for money, or is there more?
As Sorted has said nicely, “if you had all the money in the world, we wouldn’t need insurance.” Yes, we would “self-insure”.
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Should I compare my insurance policy on price alone?
When insurance premiums change it's natural to think are you getting the best value for money. But, insurance should never be bought on price alone and here's why…
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What should I consider when deciding on funeral expenses insurance?
None of us know how long we will live exactly but regardless, we don’t want to leave others with the responsibility of paying for us to go.
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What should I know before changing an insurance policy?
Reviewing your insurance covers is important. However, if you are changing policies, or insurance companies, being aware of the issues and your risks is very important.
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What are my rights if insurance is declined?
The Human Rights Act 1993 does not allow discrimination based on sex, race, religion, sexual orientation, age or disability.
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Is it Trauma or Income Protection - that is the question?
When it comes to allocating your limited funds to arranging the right insurance coverage, it can be like completing a jigsaw puzzle.
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I've An Injury and Can't Work; What Should I Know About ACC?
n NZ, we are fortunate to have the Accident Compensation Commission (ACC) that provides an income benefit.
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I’m Single, So What Insurance Should I Consider?
If you’re young, single, and think you don’t need insurance, you may want to reconsider, especially if you’re working and paying off student debt.
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3 Very Good Reasons to Consider Getting Health Insurance at Your Age
When you’re in your twenties, you’re invincible. Or, at least, you think you are because you spent two months in Thailand soul searching and you had some dodgy street food and you were perfectly fine.
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The ideal medical insurance product
We don't yet have the perfect medical insurance product.
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Do I need life insurance? But I'm young and healthy!
No need for insurance? There are plenty of reasons you still need coverage.
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7 Mistakes People Make When Buying Insurance
Life insurance is not a simple purchase but there are many options which claim to make it easy and stress free. However, are they the best options and are consumers making the right choices?
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