When insurance premiums change it's natural to think are you getting the best value for money. But, insurance should never be bought on price alone and here's why…
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None of us know how long we will live exactly but regardless, we don’t want to leave others with the responsibility of paying for us to go.
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Reviewing your insurance covers is important. However, if you are changing policies, or insurance companies, being aware of the issues and your risks is very important.
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The Human Rights Act 1993 does not allow discrimination based on sex, race, religion, sexual orientation, age or disability.
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If you have a family history of Huntington’s Disease obtaining personal insurance cover is still possible. It very much depends on whether you personally have the HTT Gene within your body and what age you are.
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Although diabetes is a serious medical condition, it doesn't mean those who suffer from it can't always get insurance.
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Heart disease is a leading cause of health issues in NZ, as statistics reveal. If you’ve got a family history of heart issues, getting insurance while you can is a very smart approach. Genetically, you could easily be at risk.
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Like having high cholesterol, high blood pressure, or diabetes, epilepsy is a pre-existing condition that must be disclosed when you are applying for insurance. Having one of these conditions can make it more difficult to purchase insurance coverage, or find a coverage plan that is affordable.
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If you have asthma and want insurance, here are some pointers you should know.
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When it comes to allocating your limited funds to arranging the right insurance coverage, it can be like completing a jigsaw puzzle.
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Are you in a profession and rely on your hearing? This is certainly one of the reasons to have Disability Income Insurance early!
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