When insurance premiums change it’s natural to think are you getting the best value for money.  But, insurance should never be bought on price alone and here’s why….

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As Sorted has said nicely, “if you had all the money in the world, we wouldn’t need insurance.”  Yes, we would “self-insure”.  But most of us don’t, so we use insurance covers as an alternative option to cover our risks. 

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Reviewing your insurance covers is important.  However, if you are changing policies, or insurance companies, being aware of the issues and your risks is very important. 
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If you have a family history of Huntington’s Disease obtaining personal insurance cover is still possible.  It very much depends on whether you personally have the HTT Gene within your body and what age you are.  Learn more here.

Heart disease is a leading cause of health issues in NZ, as statistics reveal. If you’ve got a family history of heart issues, getting insurance while you can is a very smart approach. Genetically, you could easily be at risk.